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Staff Selection Commission (SSC) Exam + Banking

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Staff Selection Commission (SSC) Exam + Banking

Updated: Jan 9, 2024

SSC CGL is a national-level exam conducted by Staff Selection Commission (SSC) to shortlist candidates for Group-B and -C posts in various ministries/departments/organisations of the Government of India.

The staff selection commission conducts the exam in four stages/tiers. The first two tiers of the Combined Graduate Level (CGL) exam are conducted in online mode. The next two tiers of the exam are held in offline mode.

Banking is one of the fastest growing industry in India and they are considered as sunrise sector of Indian Economy. More so, the government is focusing on providing banking facilities in every village and town, under its Financial Inclusion scheme. And hence, more and more branches of the banks are being opened in every part of the country.

As the sector is growing very fast, it also needs manpower at various levels. 


Exam Name

SSC CGL (Staff Selection Commission Combined Graduate Level) 2019

Conducting Body

Staff Selection Commission (SSC)

Exam Level


Exam Frequency

Once a year

Exam Mode

Online & offline

Exam Duration

Tier-I: 60 minutes

Tier-II: 120 minutes for each paper

Tier-III: 60 minutes

Exam Purpose

Selection of candidates for Group B and C posts in ministries/ departments/ organisations of the Government of India

Exam Language

English and Hindi

Exam Helpdesk No.


Official Website


SSC CGL 2020 eligibility criteria varies as per the post applied by the candidate. However, given below is the basic criteria that candidates need to fulfill in order to meet SSC CGL eligibility:

  • A candidate must be either a citizen of India, a person of India origin, subject of Nepal/Bhutan, or a Tibetan refugee
  • A candidate should be between 18 and 30 years in age
  • A candidate should complete bachelor’s degree from a recognised university or institute


SSC CGL Exam Events

SSC CGL 2020 Exam Dates

SSC CGL Salient Features

Release of notification


Notification has been released on the official website.

Release of application forms

22-Oct-2019 to 25-Nov-2019

Application forms could be filled on the official website from October 22 to November 25, 2019.

Last date for online fee payment

27-Nov-2019 (till 5:00 PM)

Last date for paying SSC CGL application fee of Rs 100 in online mode is November 27, 2019.

Last date for generation of offline challan

27-Nov-2019 (till 5:00 PM)

Last date for generating offline challan for making application fee payment is November 27, 2019.

Last date for payment through challan

29-Nov-2019 (during working hours)

Last date for making application fee payment through challan is November 29, 2019.

Admit card

20-Feb-2020 onwards

SSC CGL 2020 admit card for all regions is out.

Tier-I exam

03-Mar-2020 to 09-Mar-2020

Tier-I exam was conducted from March 3-9, 2020.

Tier-I answer key (provisional)


The provisional answer key for SSC CGL tier-I exam was released on March 15.

Objections against tier-I provisional answer key

16-Mar-2020 to 21-Mar-2020

Objections against the provisional tier-I answer key can be made on the official website latest by March 21.

Tier-II & III exams

22-Jun-2020 to 25-Jun-2020

Tier-II & III exams will be conducted from June 22-25.


SSC CGL selection process includes the following stages/tiers:

  • Tier-I: SSC CGL tier-I is a computer-based exam that contains objective-type Multiple Choice Questions (MCQs) of 200 marks. Candidates clearing the tier-I paper are called to appear for tier-II exam.
  • Tier-II: SSC CGL tier-II is again a computer-based exam that is divided into four papers. Each paper contains 100 MCQs of 200 marks. Candidates clearing the tier-II exam are called to appear for tier-III paper.
  •  Tier-III: SSC CGL tier-III is a pen-and-paper based exam that is descriptive in nature. Candidates clearing the tier-III exam need to appear for the next stage – tier-IV.
  • Tier-IV: In tier-IV, either computer proficiency test, skill test or document verification is conducted as per the post applied by the candidate. Candidates clearing this stage of the exam are finally allotted Group-B and C posts in various ministries/ departments/ organisations of the Government of India.


Essentially the recruitment in bank sector happens at the following levels:

Bank Probationary Officer (Bank PO): This is a managerial position in a bank. After the essential 1 to 2-year training, candidates are designated as Assistant Managers (AM) or Deputy Managers (DM). Starting Salary as a Bank PO ranges from Rs. 30,000 - Rs. 40,000, depending upon bank to bank and location of posting.

Bank Clerks: As the name suggests, this is a clerical position in the bank and this can be considered as entry level job in a bank. Salary of a Bank Clerk is generally in the range of Rs. 20,000-25,000 depending on bank to bank and posting location.

Specialist Officers (SO): Banks also hire candidates for specialist profiles like – IT Officer, HR Officer, Marketing Officer, Finance Officer, Law Officer, Agriculture Officer etc. Usually, the grade and the starting salary of Specialist Officer is in the same range as Probationary Officers.

Every year, government banks recruit more than 1,00,000 candidates for various roles. So in the terms of the employment in government sector, Banking is the most lucrative sector to grab a government job.

Following banks are the main bank which are recruiting regularly over the years – State Bank of India, Reserve Bank of India, NABARD, SIDBI PSU Bank: Allahabad Bank, Andhra Bank, Bank of India, Bank of Baroda, Bank of Maharashtra, Canara Bank, Central Bank of India, Corporation Bank, Dena Bank, Indian Bank, Indian Overseas Bank, Oriental Bank of Commerce, Punjab & Sindh Bank, Punjab National Bank, Syndicate Bank, UCO Bank, Union Bank of India, United Bank of India, Vijaya Bank, IDBI Bank, BharatiyaMahila Bank.


IBPS PO: It is a common exam conducted by Institute of Banking Personnel Selection (IBPS) for 20 PSU Banks for the recruitment of Probationary Officers. IBPS Clerk: It is a common exam conducted by Institute of Banking Personnel Selection (IBPS) for 20 PSU Banks for the recruitment of Clerical Cadres.

IBPS Specialist Officers (IBPS SO): It is a common exam conducted by Institute of Banking Personnel Selection (IBPS) for 20 PSU Banks for the recruitment of Specialist Officers like Marketing Officer, IT Officer, HR Officer etc.

IBPS Regional Rural Bank Exam: Institute of Banking Personnel Selection (IBPS) conducts a common written exam for all the Regional Rural Banks of India (RRBs) for the posts of Probationary Officer, Clerical and Specialist Officers.

SBI Probationary Officer: State Bank of India conducts its own exam for recruitment of Probationary Officers.

SBI Clerk: State Bank of India conducts its own exam for recruitment of Clerical Cadres.

RBI Grade B Exam: Reserve Bank of India recruit officers (Grade B) through an All India exam. Through, there are very few jobs in this, but working with RBI has its own benefits and future prospects.

RBI Assistants Exam: RBI recruits Clerical Cadres through an All India exam. Again, a job in RBI is considered very prestigious.


Recruitment in government banks is generally done in three stage recruitment process. First two phases are written test, which are called Pre and Main; and last stage is the interview process. Shortlisting of candidates is done at each stage – Pre, Main and Interview.

Final merit list is prepared on the basis of marks in Mains and Interview (weightage: 80% Written Test & 20% Interview).


Written tests in bank exams generally ask questions to test the General Aptitude of the candidates. In Prelims, 100 questions are asked from three different sections – Quantitative Aptitude (35 Questions), Reasoning Ability (35 Questions), English Language (30). While in the Mains exams, 200 questions are asked covering Quantitative Aptitude, Reasoning Ability, English Language, General Awareness and Basic Computer Knowledge.

Syllabus of all above sections is given below:

Quantitative Aptitude:

Number Systems, Ratio & Proportion, Percentage & Averages, Profit & Loss, Mixtures &Alligations, Simple Interest & Compound Interest, Surds & Indices, Time & Distance, Mensuration – Cylinder, Cone, Sphere, Sequence & Series, Permutation Combination & Probability, Quadratic Equations, Data Interpretation.

Reasoning Ability :

Sitting Arrangements, Tabulation, Logical Reasoning, Syllogism, Input Output, Coding Decoding, Alphanumeric Series, Ranking / Direction / Alphabet Test, Data Sufficiency, Coded Inequalities, Non Verbal Reasoning.

English Language :

Reading Comprehension, Cloze Test, Error Spotting, Sentence Correction, Para Jumbles, Vocabulary, Multiple Meaning Words, Paragraph Completion and New Pattern Questions of various types.

Computers :

Number System, History of computers, Hardware, Software, Database (Introduction), Communication (Basic Introduction), Networking (Lan, Wan), Internet (Concept, History, Working Environment, Application), Security Tools, Virus, Hacker, MS Windows & MS Office, Logic Gates.

Current Affairs:

Banks in NEWS, Economy based current affairs, Business NEWS, Agreements, New Appointments, Visits, Government Schemes, Awards and Honors, Summits, Committees, National and International, Obituaries, Reports and Indexes, Books and Authors, Defense, Sports.


RBI, Function of RBI, Banking Abbreviations, Banking Regulation Act 1949, Policy Rates, Types of Accounts, NEGOTIABLE INSTRUMENTS ACT 1881, BANKING OMBUDSMAN SCHEME 2006, FINANCIAL INCLUSION, PRIORITY SECTOR LENDING, MONEY MARKET INSTRUMENTS, Capital Market





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